Q. Who can get a loan?,A. Anybody that is resident in England or Wales, over 21 years old, and is in regular paid employment - and can show that he/she has the ability to repay the loan.,Q. Over what period of time may I take a loan for?,A.
Our minimum loan duration is 2 months and our maximum is 6 Months.,Q. How much will the loan cost me?,A. We want to keep it simple and easy to understand. Irrespective of the amount borrowed, the interest rate is 0.5% per day (or part thereof).
Each £100 of loan will therefore cost you 50 pence in interest for each day that it is outstanding.,Q. Are there any hidden charges involved in taking a loan with you?,You will never pay back more than 100% of your original loan amount.direct lending payday loans
That means if you took out a £100 loan, you will never repay more than £200 in total.,Q.
Can I pay back the loan before the day that we initially agreed?,A. Yes. No problem.
Once the loan is in effect, you can choose to repay it at any time prior to the agreed date. There are no early payment penalties. You pay interest only for the days that the loan is outstanding.,Q.
Can I extend the loan?,A. We do not allow customers to extend or ‘roll’ their loans.
If you are experiencing financial difficulties or just want to talk about your options contact us as soon as possible and let us help you find the right solution.
Alternatively, you can contact the organisations listed above for free debt advice.,Q. How do I pay the loan back?,Q.
What happens if I decide I don’t need the loan and want to withdraw from the agreement?,A. Yes we are. If your application for a loan is successful, your loan contract will be with Quidie Limited.
We are not credit brokers.,Q. Where can I compare short-term and instalment loans?
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